Liberty National Life Insurance Review

In addition to offering accident coverage, Liberty National‘s network of local agents are well-versed in the state’s insurance regulations. Despite its financial stability, the insurer might do a better job of disclosing its pricing and coverage options. Check out Liberty National Life Insurance Review, we will help you to aid your worries and concerns.

Liberty National life insurance rates

States, products, and rate classes affect premiums, with the lowest premiums going to nonsmokers under the age of forty-five who are in good health. Because the insurer doesn’t publish its prices online, you’ll have to speak with a local agent to get a sense of what you may expect to spend for insurance..

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How to get a quote from Liberty National life insurance

You’ll have to speak with a local agent to get started on the application process. To accomplish this, follow these steps:

  1. Go to the Liberty National website. Enter your ZIP code and click Search to find a local agent.
  2. You’ll see a list of agents in your state, along with their contact information, when you do this.

Please contact the main office by phone at 800-333-0637 weekdays from 7:30 a.m. to 5:00 p.m. CT, or by email at service@libertynational.com if you have trouble finding an agent in your area.

What happens next?

With the help of an expert who can answer your questions and walk you through the following stages, we’ll get your application started right away! You will be able to apply for a policy over the phone if you are qualified for one.

Set up a Liberty National eService Center account once your policy has been authorized and you’re ready to examine and make payments online.

What types of life insurance coverage does Liberty National offer?

Local, state-licensed professionals offer Liberty National life insurance policies through a distribution channel known as the independent agent network. Accident insurance is offered as well as term and full life coverage.

  • Term life. These insurance policies cover you for a specific number of years, such as 10, 15, 20, 25, and 30. Liberty National, in contrast to the majority of providers, does not provide this information on their website. To learn more, speak with a local agent about your needs.
  • Whole life. Whole life insurance provides coverage for the rest of your life and invests a portion of your premiums to build up a cash value in your policy. For the duration of the policy’s life, the premiums remain constant. You can borrow against your life insurance coverage for as long as you have enough cash worth.
  • Accident insurance. There are two kinds of accident plans in place at the insurance company:
    • As soon as an accident occurs, Accident Protector Max kicks in to cover any damages. It does not take into consideration sickness-related harm or loss.
    • If you die in an accident before the age of 75, Accidental Death will pay out a death benefit. The rates remain constant, and coverage isn’t available until age 75.

What riders can I add to my policy?

A waiver-of-premium rider, which enables you to forgo paying premiums if you become disabled, critically ill, or suffer an injury, is mentioned by this insurer on its website, although it is not quite clear what it covers exactly.

Liberty National life insurance reviews and complaints

Liberty National has had an A+ rating for customer service and contact with the Better Business Bureau since 1952. According to user ratings, it has two stars out of five for group life insurance. It’s interesting to see that many of the testimonials come from company representatives and workers. Complaints about AIG have been kept to a minimum, with only 38 filed in the previous three years.

For another life insurance review, visit our review of Liberty Mutual Life Insurance Review.

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Levi Jorgensen
Levi Jorgensen is a life-long explorer. When he's not writing about life insurance, he works as an appraiser of antiques. He's based in Columbus, Ohio with his wife and 2 children.
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